The Perfect Credit Note Template with Example

June 30, 2025

Mistakes happen. A client might overpay, an item may be returned, or a discount gets missed. In such cases, a credit note is the professional (and legal) way to make it right.

In this guide, we’ll explain what a credit note is, when to use one, and provide a perfect template you can use right away.


What Is a Credit Note?

A credit note (or credit memo) is a document issued by a seller to a buyer to indicate a reduction in the amount owed. It’s often used to correct a previously issued invoice or to issue a refund.


When Should You Use a Credit Note?

You should issue a credit note when:

  • A client overpays an invoice
  • Products are returned
  • Services are canceled or changed
  • You made a pricing or tax error in the original invoice
  • A partial refund or discount is being applied

What Should Be Included in a Credit Note?

Here are the key components of a legally sound credit note:

  • Credit Note Number
  • Date of Issue
  • Reference to Original Invoice Number
  • Customer Name & Address
  • Your Business Details
  • Description of Goods/Services
  • Amount Credited
  • Reason for Credit
  • Tax Breakdown (if applicable)
  • Payment Terms/Refund Info
  • Your Signature or Business Stamp

✨ Sample Credit Note Template

Credit Note #: CN-2025-004
Date: June 30, 2025
Original Invoice #: INV-2025-112

Customer:
John D. Enterprises
456 Elm Street
New York, NY 10001

Reason for Credit: Returned item due to damage

DescriptionQuantityUnit PriceAmount
Bluetooth Speakers2$50.00$100.00

Subtotal: $100.00
Tax (10%): $10.00
Total Credit Issued: $110.00

This credit will be applied to your next invoice or refunded as per our policy.

Issued By:
EasyGoInvoice
support@easygoinvoice.com


🚀 Create Credit Notes Easily with EasyGoInvoice

With EasyGoInvoice, you can:

  • Create credit notes in seconds
  • Choose from compact, professional templates
  • Automatically reference your original invoices
  • Download as PDF instantly — no login required
  • Store history locally and filter by document type

💡 Pro Tip:

Always reference the original invoice number and clearly state why the credit is issued to avoid confusion during bookkeeping or audits.


Final Thoughts

A credit note keeps your financial records accurate and shows professionalism. Using a standardized format not only builds trust with your clients but also simplifies accounting and tax filing.

Don’t leave it to guesswork — use our credit note template to maintain transparency and compliance.


🧾 Try creating your first credit note at
👉 https://easygoinvoice.com

Need help? Reach us anytime at support@easygoinvoice.com